Resources and Links

Resource Guide for Families in Need of Financial Help


Energy Assistance Programs
Low-Income Home Energy Assistance Program (LIHEAP) which can provide up to $1,000 toward energy bill. Call 1-800-510-3102 or visit

Universal Service Fund (USF)
Helps ensure energy bills are more affordable for eligible customers.
Call 1-800-510-3102 or visit

The Payment Assistance for Gas and Electric (PAGE)
This program provides relief for electric and natural gas bills for low to moderate-income residents that are experiencing a temporary financial crisis. Call 732-982-8710 or visit

New Jersey SHARES’ Energy and Utility Assistance Programs
Provides temporary relief for New Jersey residents’ energy, telephone, internet and water utility bills in times of need. Call 1-866-657-4273 or visit

a utility assistance program that offers $225 to persons who meet certain income guidelines. This benefit includes utility customers as well as tenants whose utility bills are included in their rent. Call 1-800-792-9745.

ACE Helping Hands
A program funded by Atlantic City Electric, provides a maximum grant of $200. These funds are dispersed each year to low-income residents through the Affordable Housing Alliance, New Jersey SHARES, Catholic Charities Diocese of Camden, and People for People Foundation.

Gift of Warmth
Available to New Jersey Natural Gas customers experience temporary financial hardship. Visit


Payment Options

Atlantic City Electric and South Jersey Gas offer payment options, like budget billing, which averages payments over a 12-month period. For Atlantic City Electric, call 1-800-642-3780; for South Jersey Gas call 1-888-766-9900.

Be familiar with Utility Customer’s Bill of Rights- Options regarding written termination payment plans, 25% rule and winter termination program are spelled out in detail. Visit



Cool Transport

Matthew Colville
104 Cleveland Avenue, Somers Point, NJ 08244

Helping Hands Transport

Dino Fanzo
609-317-5107 (Cell) or 609-948-5052 (Office)
254 6th Street South, Brigantine, NJ 08203.

Senior Transportation

730 W. White Horse Pike, Cologne, NJ 08213

TriCare Medical Transportation

825 Noahs Road, Pleasantville, NJ 08232



Pharmaceutical Assistance to the Aged and Disabled (PADD)– Helps pay for prescription drugs and medical supplies.

  • Must be a NJ resident
  • 65 or older, or at least 18 
  • Must be receiving Social Security Disability benefits; meet income guidelines and be enrolled in a Medicare Part D Prescription Plan.

Call 1-800-792-9745 or visit


Partnership for Prescription Assistance– Help for low-income, uninsured NJ residents to get access to free, or nearly free, prescription medicines. 1-888-477-2669 or

Patient Advocate Foundation: prescription co-pays for chemotherapy. 1-800-532-5274

Patient Advocate Relief Program: prescription co-pays including chemotherapy. 1-866-512-3861


General Financial Aid

End Hunger NJ -Provides food assistance information from local food pantries and soup kitchens for NJ residents with low incomes. Visit

Vitality Catholic Healthcare Services – Regardless of religion or ability to pay the agency connects the aging and disabled to appropriate care and services. 1-888-268-4825

Emergency Financial Assistance – 609-348-3001

Medicaid/Aging and Disabled – 609-345-6700. Ext. 5965

NJ Helps- Screen yourself for New Jersey programs and many others at, an easy-to-use, confidential website